================== Refund Policy ==================

This platform provides tools that allow Users to move
funds in U.S. dollars into and out of their Accounts
on the Platform. You hereby authorize the owners,
administrators, managers of this platform to take
action on your behalf in order to add or withdraw
funds from the third-party accounts you provide. In
order to withdraw funds you must provide a valid
routing number and account number with a depository
financial institution that participates in the
Automated Clearinghouse ("ACH " ) system. The platform
may provide additional withdrawal methods through
third parties; any fees charged by those third-party
services will be the sole responsibility of the User
that is withdrawing funds. If you intend to make
payments using a credit card, you shall submit a
credit card authorization with your initial payment.
If the platform is requested or is required to return
funds via credit card, you shall forgo any incurred
credit card processing fees already paid to the
platform. For your convenience, the platform may use
this authorization to allow you to charge your card
for future services. You will lose all title to funds
that you have earned through the Platform if you have
been found to violate this Agreement. The platform may
restrict your ability to withdraw or add funds to your
Accounts at any time and for any reason. If you fund
your Account or use payment services on the Platform,
you guarantee, and assume responsibility for, the
delivery of the funds to settle all applicable
outstanding invoices on the Platform. If your funding
or withdrawal requests are returned due to any error
on your part, the platform may charge you an additional
fee until you rectify the error.